Zerodha vs Groww Platform Fees Comparison – Which Broker is Better in 2025?

When it comes to choosing a stockbroker in India, two names often dominate the conversation: Zerodha and Groww. Both are leading discount brokers, but their platform fees and brokerage charges work differently. For traders and investors, understanding these costs is critical because even small differences in fees can impact long-term returns.

This guide provides an in-depth, SEO-friendly comparison of Zerodha vs Groww platform fees, with examples, real-world use cases, and practical insights so you can make the right decision.

Why Brokerage Fees Matter?

Every time you buy or sell a stock, a portion of your profit goes towards brokerage and regulatory charges.

➤ For long-term investors, higher delivery brokerage eats into compounding benefits.
➤ For intraday traders, every rupee saved in fees improves net profitability.
➤ For F&O traders, flat brokerage structures decide break-even levels.

That’s why comparing Zerodha vs Groww fees before choosing a platform is smart financial planning.

Equity Delivery (Buy and Hold)

➤ Zerodha: Charges ₹0 brokerage for delivery trades. You only pay statutory charges like STT, GST, stamp duty, and exchange fees.

➤ Groww: Charges ₹20 or 0.1% of trade value (whichever is lower, minimum ₹5).

Example: If you buy stocks worth ₹50,000,

-----> Zerodha brokerage = ₹0

-----> Groww brokerage = ₹20 (since 0.1% of ₹50,000 = ₹50, and ₹20 is lower)

Result: Zerodha saves you ₹20 on each delivery trade. Over 50 trades in a year, that’s ₹1,000 saved.

Equity Intraday

➤ Zerodha: ₹20 or 0.03% per executed order (whichever is lower). Both buy and sell orders are charged separately.

➤ Groww: ₹20 or 0.1% per executed order (whichever is lower, minimum ₹5).

Example: On an intraday turnover of ₹50,000,

-----> Zerodha: 0.03% = ₹15 per order → Buy + Sell = ₹30 total

-----> Groww: 0.1% = ₹50 per order → Buy + Sell = ₹100 total

Result: Zerodha is significantly cheaper for intraday trades.

Options & Futures (F&O)

➤ Zerodha: Charges a flat ₹20 per executed order on options; for futures, it’s ₹20 or 0.03% (whichever is lower).

➤ Groww: Charges ₹20 per executed order for options and F&O trades.

Result: Both brokers are similar in derivatives trading, but execution speed and margin policies can tilt the choice.

Mutual Funds

➤ Zerodha (Coin): Offers direct mutual funds with ₹0 commission.
➤ Groww: Also provides direct mutual funds, with no hidden commissions.

Result: Both are equal for mutual fund investors.

Account Opening, AMC, and DP Charges

➤ Zerodha: Account opening is free for resident Indians (since June 2024). Demat AMC is typically ₹300 per year, with DP charges applicable on stock sell transactions.

➤ Groww: No account opening charges and no AMC. However, DP charges still apply when selling stocks.

Result: Groww is slightly cheaper for long-term holding accounts due to zero AMC.

Small Trade Fees – The Hidden Factor

Groww recently updated its fee structure, making small-ticket trades more expensive. For frequent low-value traders, this can add up. Zerodha’s 0.03% brokerage cap remains more cost-effective for active traders.

Which Broker Suits Your Style?

➤ Long-Term Investors: Zerodha wins with ₹0 delivery brokerage, making it ideal for wealth builders.
➤ Active Intraday Traders: Zerodha’s 0.03% per order is usually cheaper than Groww’s 0.1%.
➤ Options/F&O Traders: Both charge ₹20 per order, but Zerodha is slightly ahead with margin policies.
➤ Tiny/Low-Value Traders: Groww’s minimum charges may hurt, so Zerodha remains better.

Final Thoughts

When comparing Zerodha vs Groww fees, the winner depends on your trading style.

➤ If you are a long-term investor, Zerodha’s ₹0 delivery brokerage saves money in the long run.
➤ If you are an intraday trader, Zerodha is again more cost-efficient.
➤ If you prefer zero AMC and a simple app interface, Groww can be appealing.

The best way to decide is to use each broker’s brokerage calculator and check costs for your typical trade sizes.